Wayne (AKA "The Loan Officer on a Bike") is a Graduate of University of Kentucky with a degree in Spanish. He has over 16 years of mortgage lending experience as a mortgage banker and was a Realtor in his previous life for 15 years.  Prior to that he was in Retail and Retail Management for 16 1/2 years. BTW, you might see Wayne on one of his motorcycles at any time so keep an eye out.

Wayne’s business philosophy is based on The Golden Rule and he believes that if everyone would adhere to that, the world would be a better place.  In addition to “The Golden Rule” there is a poem attributed to Ralph Waldo Emerson that he feels describes his approach to his life as well as his approach to business which he would like to share with you:

Success

"To laugh often and much; To win the respect of intelligent people and affection of children; to earn the appreciation of honest critics and endure the betrayal of false friends; to appreciate beauty, to find the best in others; to leave the world a bit better, whether by a healthy child, a garden patch or a redeemed social condition; to know even one life has breathed easier because you have lived.  This is to have succeeded."

 Please feel free to see what Wayne's customers have to say about their mortgage loan experiences with reviews on the Zillow.com website. http://www.zillow.com/lender-profile/cwayneb/