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About Us

CrossCountry Mortgage, LLC offers a variety of home loan and refinance programs for your unique needs. Whatever your situation may be, we’ll help you understand the options available to you and guide you through each step of the home financing process — all while giving you the honesty and respect you deserve.

So, if you’re looking for home financing, contact our team today to learn more and to get pre-qualified! Click on the Branch Directory above to view our team members, or click Contact Us in the top right corner. We’re ready to help you achieve your home financing goals.

What Differentiates Us From Other Mortgage Lenders?
The reality in today's market is that most lenders pretty much have 95% of the same products to offer. It comes down to getting things done, lending expertise, how quick loan get closed, and service levels to our customers and referral partners. 
  • The regulation changes that have occurred over the past several years have been good for consumers and the mortgage lending industry. We have all continued to remain in the mortgage lending business thorough the industry changes as many competitors fell by the wayside.
  • We do business the old fashioned way and treat people like people, and not like application numbers.
  • Our doors do not close at 5pm, and we are available 7 days per week for purchase or refinance consultations.
  • Operating by “The Golden Rule” is our ethical guide for conducting business. See to the right for an interesting take on The Golden Rule. Wouldn't the world be a better place if everyone did the same!
  • Our primary goals are to provide every customer with the best mortgage loan product to fit their individual needs, and provide best terms (interest rate and closing costs) tailored to the borrower’s best interest.
  • Our Mortgage Loan Officers are involved with every loan throughout the entire loan process from initial borrower preapproval application to the loan officer drawing documents for closing.
  • Consistent communication with customers and Realtors by the Loan Officers throughout the entire loan process is key ensuring everyone is on the same page and avoiding surprises.
  • We are flexible on ways to get your loan done, as from application until closing we can conduct business over the phone, in our local office, or over the internet.
  • We offer competitive rates as well as low and $0 closing cost loan program options.
  • We do offer some niche lending programs.
  • We have less lending guideline restrictions as compared to  many other mortgage lenders and banks.
  • We provide financing sheets for Realtor property listings and Realtor open houses upon request.
  • If a borrower cannot currently qualify for a home purchase loan, if they wish, we will provide a plan of action to get them into financial and/or credit worthiness position to buy a home in the future.
  • We have offered all borrowers a complimentary 3 credit bureau report for years (regulations only require that lenders provide you a score disclosure within 3 business days), once a complete borrower loan application is received. 
We do not wear suits to work, every day is business casual, as obtaining a mortgage is big enough task without the person across the desk wearing a stuffy suit!
We are known locally for providing straight forward mortgage advice and doing the right thing, and we take the time to provide this to every customer.

Hopefully you will be comfortable working with us.
CrossCountry Mortgage, LLC
841 Corporate Drive, Suite 202, Lexington, KY  40503
Direct:  (859) 523-0559
Cell:  (859) 312-4311
Direct:  (859) 523-0549
Copyright © 2020
Crosscountry Mortgage, LLC NMLS:3029 MB.803095.000
Branch NMLS: 1278231
Branch State Licensing: Kentucky (Branch MC313688, Corporate MC75978), North Carolina (Branch L-142902-120, Corporate L-142902), Virginia (Branch MC-4072, Corporate MC-4072)

Licensed by the Virginia State Corporation Commission.
This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.

NMLS3029 (www.nmlsconsumeraccess.org)
To view all corporate licensing, please visit www.MyCCMortgage.com/disclosures-licenses.

CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval. Certain restrictions apply. Call for details. *Certificate of Eligibility required.
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